As college students are preparing to head back to school this fall season, one topic that is not discussed enough is tuition reimbursement. Many times, there is not reimbursement for students on tuition, room and board fees -- for any reason. Can you imagine if there is an illness, injury, or unexpected accident that prevents a student from attending college? What happens to the money that has been given to the school? When I was in college, I didn't think to even ask that question, nor my … [Read more...]
How Cheap is too Cheap When it Comes to Homeowners Insurance?
Buying your first home can put a tight restriction on your budget, especially during that first year when you’re still getting used to shuffling the added expenses of owning a home. It is therefore understandable that many people will be looking for ways to cut down their expenses in order to afford their homes and recover from the purchase. With bills, the mortgage and the unexpected house repair, we start looking for ways to cut down on the expenses. It’s tempting for homeowners to … [Read more...]
A Guide to Finance and Savings for Mom
The mortgage bill, utilities, karate lessons, dance classes, school supplies, grocery lists, and more… How do you do it? Let’s face it: most moms are living paycheck to paycheck, and after daycare and other expenses, it’s really difficult to put a little extra away. Saving for a rainy day isn’t the easiest thing with so many bills to pay. The responsibilities, the necessities and the desires to have more can be overwhelming, but nothing is more important than an emergency savings fund. Here are … [Read more...]
Don’t Miss This Important Budget for Family Tip
We’ve all done it at one time or another; created our family budget, checked it, double checked it and then walked away. Later on, maybe a week or two later, we discover that we’ve forgotten something, drastically under budgeted something or worse. Suddenly before we know it, we’re off budget and scrambling to pay a bill or maybe even our mortgage or rent payment. To avoid those things in your life, you should have someone else look at your budget each month. Budget For Family Tip If you’ve … [Read more...]
Earn Extra Cash By Becoming an Insurance Sales Rep
August is preparation month for parents with school aged children. School is almost back in session and making sure that they’re ready is important. If you’re like me, buying the necessary school supplies, clothing, and other necessities can really be expensive for a family living on a tight budget. Getting a part time job is a great way to earn extra cash. One very popular choice for those who don’t want to necessarily start their own business but could use an additional check is becoming a … [Read more...]
Getting Through Emotional and Financial Effects of Accidents
As much as we try to prevent them, accidents are bound to happen. When it’s bad enough, the accident can have a downward spiral affect that impacts the entire household. Whether it was a slip and fall, a work related injury, or a car accident, getting past it requires more than just taking a few pain pills and waiting for the injuries to heal. A bad accident in fact, can cause permanent disabilities making it much harder on the family financially and emotionally. While no one can predict the … [Read more...]
How to Give Kids the Right Money Mindset
There’s more to life than money, right? Of course. And you want your kids to understand this, just as you want to them to be smart about money and learn to budget and spend wisely. But wouldn’t you also like to help give them a chance to have an abundant financial life in the future, one where they won’t find themselves feeling stuck or frustrated or lacking? Well, even if you don’t have a penny to pass on to them, you can. Because you do have the power to pass on a set of core … [Read more...]
